Requirements BEFORE and AFTER You File
for Bankruptcy

It's important to understand that Federal Law requires you to
take certain credit counseling and financial management
courses before the bankruptcy filing process can be
completed. The following links can help you get started.
© 2010 North & Associates, P.C.
Before You File

Federal Law requires you to take a credit counseling course
BEFORE you can file for bankruptcy.

Consumer Credit Counseling Service


After You File

Federal Law requires that you take a financial
education/debtor education course
AFTER you file for
bankruptcy, but
BEFORE you can receive a discharge
(successfully complete the bankruptcy).

Dave Ramsey's Financial Peace University
Must-Dos